Money Goals before you turn 40!

In the first part of 2015 I reached a milestone in that I am closer to age 50 than I am to age 20 (yes I am a finance geek). As I reflected on this it got me thinking about what tips I would give to my younger self. So here it goes, my top 4 money goals to achieve...

Enjoy a Financially Free Festive Season

Well here we go again, it is almost Christmas here are our tips to surviving the festive season without a debt hangover in the new year!   Presents Try the ‘tacky sack challenge’ this year.  Each year my partner and I have a Christmas stocking challenge with a...

Is it better to rent or buy a home right now?

Recent research conducted by the Reserve Bank of Australia (RBA) analysts challenges the long-standing convention that rent money is ‘dead’. Peter Tulip (Economic Researcher) and Ryan Fox (Financial Stability Researcher) set out to determine whether it’s cheaper to...

Enduring power of attorney – who can you trust?

An enduring power of attorney is an extremely powerful legal document, so it’s not only important to have one but even more important to appoint the right people for the job. An enduring power of attorney allows you to appoint someone you trust to make legal and...

Changes to Keeping a Good Credit Rating

On 12 March 2014, the Australian laws for credit reporting (also known as your credit rating) have changed. This change means you will now be assessed on whether you pay your bills on time (rather than if you have occasionally paid them late). Now, more than ever, it...