R U O.K?

After a random invitation from someone, I went to a breakfast last week in Newcastle with a panel speaking about mental health and suicide awareness. We heard from representatives from Lifeline, LivingWorks, and Everymind. They spoke about how what is going on for...

Protecting Your Super Package

While we are running through the election campaign for 2019 there is a major life admin task afoot! If you have insurances in place linked to your superannuation account you will be getting a letter or email to make sure you are aware of how this is structured....

Federal Budget 2019

We have prepared some commentary around the Federal Budget which was released a month earlier than usual last night,  ahead of the much anticipated 2019 Federal Election. This pre election Federal Budget and the Opposition Budget reply later in the week, will all form...

Market outlook for 2019

Happy New Year! We hope that 2019 is off to a good start for you so far.  A new year often brings about reflection and refocus around where we are heading in.  Also it is a good time to reflect on our relationships and we often say to clients our relationship with...

Current Share Market Volatility

It is 10 years since the Global Financial Crisis started and we are seeing Market Volatility return to share markets this month.   This email is a reminder about the long term nature of your investment framework and the need to diversify to ensure you have the right...

Six EOFY tips to make sure your finances are in order

End of Financial Year is in full swing so it is the time to get focused on your money life admin before 30 June ticks over. Our top tips for end of financial year this year are:   1. Check your capital gains / loss position We have had another positive year in...

Federal Budget 2018

As a pre-election year Budget this year there are some tax benefits being provided as well as some small tweaks to the tax, super and social security system We have provided some of the highlights to Budget 2018, so grab your morning coffee or tea and if you have any...

My 2 Cents on the Royal Commission Into Financial Services

I am proud to be a financial advisor however the Royal Commission into the sector is highlighting a number of issues including the conflict that banks and investment managers have when they create a distribution network within their businesses aimed at generating...

Property Investment and Your SMSF?

Australian’s generally love property ownership.  Directly held property makes up approximately 19% of all Self Managed Super Fund (SMSF) assets, indicating that many trustees consider it’s an important and significant part of a diversified portfolio.  There are...